Square: from Dongle to Domination

I had the opportunity to write an opinion/profile of Square for the SIBOS edition of Informilo: Here is the introduction and link to the full piece: “In 2008, glass blower James McKelvey was unable to complete a $2,ooo sale of his glassware because a customer could only pay by credit card. Frustrated, he discussed this […]

Alternative currencies: as good as their entry/exit points?

With the lasting economic crisis, in Europe and the rest of the world, the focus on alternative currencies seems to have increased. For example the Wall Street Journal has covered extensively the development of such currencies in Spain: Another famous example is the Brixton pound.     At the same the dramatic reduction in IT […]

Swiss New Finance Conference – Bern 08/23/2012

Time to dust off my German and start learning Swiss-German (not that similar … at all). I have the opportunity to attend the Swiss New Finance Conference which covers the following: Agenda A lot of the topics cover funding innovation, notably via Crowdfunding. I am looking forward to learn more from C-Crowd, which as developed a legal […]

Underbanked? Not without financial services!

Who are the underbanked in the US? If we refer to Javelin Strategy latest study: “Comprising an estimated 35 million US adults (or 15% of the US population), underbanked are typically young, ethnically diverse, and more likely to use the “computer in their pocket” (i.e. their mobile phones) to conduct their banking.” But does that […]

No more Credits? An opportunity for Facebook.

I will not pretend that I had even one tenth of an insight into Facebook decision to finish its Credits program (announced here on their blog: http://developers.facebook.com/blog/post/2012/06/19/introducing-subscriptions-and-local-currency-pricing/). Techcrunch as a review of what this could mean: http://techcrunch.com/2012/06/23/why-facebook-is-folding-on-credits-and-doubling-down-on-payments/ . In the context of their Karma acquisition, this actually solves one of the issue highlighted in my previous post. […]

Facebook got Karma for payment & commerce

While covered in the aftermath of the Facebook IPO, I think its acquisition of Karma was slightly hidden behind NASDAQ failures, IPO pricing debate and overall blessing for CNBC’s octobox. What is Karma? ; ; On the outside it seems to be a simple and nicely designed gifting app, but looking the UX and what […]

3615, L’arrivée d’internet dans le monde de la finance – [French]

Sean Park and myself had the chance to be invited to the swiss radio show 36 15: http://www.facebook.com/3615emission to speak Finance innovation and startups.     While recorded in the English speaking swiss radio, it is in French only (well frenglish …)

EPCA Payment Summit – Innovation in the Payment space

I had the chance to be invited by the team of the EPCA Payment Summit to present on how innovation is changing the way we pay. Here is the Prezi of my talk: EPCA Summit – Payment Innovation on Prezi The startups mentioned are: http://squareup.com http://paypal.com http://izettle.com http://movenbank.com http://bill.com http://tradeshift.com http://xero.com http://simple.com http://stripe.com http://braintreepayments.com http://kabbage.com http://facebook.com […]

Accounting and Banking: design issues

I am no designer, nor a marketing specialist but as a bank customer (with different banking relationships) I can tell you I think my banking experience is pretty bad. Because I switched to a more corporate finance job, I finally realised what could be the root cause of this issue : accounting. Accounting to be […]

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