Douglas Adams on Banking in 1997 : Algorithm Race in Retail Banking

Douglas Adams describing Algorithmic Retail Banking in 1997. So much in line with these 2 posts I wrote – Next: Algorithmic Banking and Should people manage their bank accounts? No! Starts 17 minutes in. Interview with the late Douglas Adams speaking about artificial life from Andy Taplin on Vimeo. Wow!

World Usability Day 2012 – Financial Services

I had the opportunity to present in Geneva for World Usability Day. Here is the Prezi of my talk, unfortunately not recorded. This is a summary of some of my previous posts in Usability in online banking and why using Accounting design as the framework for usability is wrong.   World Usability Day: Finance 2.0 […]

Alternative currencies: as good as their entry/exit points?

With the lasting economic crisis, in Europe and the rest of the world, the focus on alternative currencies seems to have increased. For example the Wall Street Journal has covered extensively the development of such currencies in Spain: Another famous example is the Brixton pound.     At the same the dramatic reduction in IT […]

Underbanked? Not without financial services!

Who are the underbanked in the US? If we refer to Javelin Strategy latest study: “Comprising an estimated 35 million US adults (or 15% of the US population), underbanked are typically young, ethnically diverse, and more likely to use the “computer in their pocket” (i.e. their mobile phones) to conduct their banking.” But does that […]

Equity Pressure and Alternative Funding Solutions

Funding startups, projects is being fundamentally transformed with both technology and regulation: Currently what makes the most headlines is the typical startup funding, with angels and VCs making investments decisions on the potential for high multiply exits, the basis to create returns. That pressure for growth is making Equity a challenging source of funds.  See […]

3615, L’arrivée d’internet dans le monde de la finance – [French]

Sean Park and myself had the chance to be invited to the swiss radio show 36 15: http://www.facebook.com/3615emission to speak Finance innovation and startups.     While recorded in the English speaking swiss radio, it is in French only (well frenglish …)

EPCA Payment Summit – Innovation in the Payment space

I had the chance to be invited by the team of the EPCA Payment Summit to present on how innovation is changing the way we pay. Here is the Prezi of my talk: EPCA Summit – Payment Innovation on Prezi The startups mentioned are: http://squareup.com http://paypal.com http://izettle.com http://movenbank.com http://bill.com http://tradeshift.com http://xero.com http://simple.com http://stripe.com http://braintreepayments.com http://kabbage.com http://facebook.com […]

The Core of the Machine – Banking as a Utility

I have been a strong partisan of Banking as a Service and posted several times on the topic on this blog. Recently I have posted more on the shiny outer layers that could be / are created in such a stack but not so much of the core services under it. So it was with interest […]

Quick ramblings on Mobile Wallet UI

MWC is going full speed in Barcelona and each day has its new payment solution, mobile wallet, magic integrator. I was particularly interested in hearing more from Isis, the Super PAC of US mobile networks (AT&T, T-Mobile and Verizon Wireless).         ISIS wallet solution starts with a list of cards, based on the real […]

Financial Services and Data exhausts

I had the luck to be invited again to Finovate 2012 as a blogger, the leading conference for financial services startups and innovation. The mix of participants is always interesting, from startups claiming banks are dinosaurs on stage to core system providers demonstrating tablet interface using Arial 10 fonts and stylus on an HP table […]

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