Iphone 5, NFC and the payment experience: scenarios and implications

In recent discussions, the Iphone 5 NFC technology was often mentioned as a key move: see Brett King’s post on Iphone 5 and posts on Apple recruiting an NFC specialist. I agree an Iphone integrating NFC technology will be significant, but for me contact-less is just the technology that would allow all transactions to be […]

Sorry US and Europe, but chances are you will be second for innovative financial services

Two interesting pieces of information echoed in the recent days: First Oliver Wyman published an extensive report on the Future of Banking. It gives a good overview of how macroeconomics/demographics trends will impact banks and signals the end of Golden Era and the reallocation to emerging countries.           As seen in […]

Will financial information become the next “commodity” data?

Bernard Lunn of SemanticWeb, wrote a great post on XBRL and the impact it can have on the different layers of the stack using financial information. His article is greatly detailed  so if you haven’t done it yet: read it! As quoted in this other article on XBRL Financial Information : “Anyone can get the […]

Skeptics have it wrong: there are great opportunities for disruption in financial services

“You have a great UI, but this is never going to work: people don’t trust startups with their money” This was a comment often heard during the presentations of the two following financial startups during the Tecrunch Disrupt conference in New York: Plantly and Betterment. It appears that most(?) people in the industry seem to […]

An Exchange Boom?

These last weeks have been busy with events, announcements and new startups! Great material for future posts but this one is on markets and how new exchanges have become an interesting field in financial services innovation. Recently Exchanges have had a poor reputation. The flash crash has highlighted the multiplicity as well as complexity of […]

Fake it till you make it! A model for integration in banks?

On Bankervision, I read this great post Using people as glue. It is often the case, when you move from a legacy system to a new system that you have to face the struggle of moving your data and user experience from one to the other. As described by James Gardner: You know that, even […]

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