Google I/O payment announcements: is a revolution with no insurgency possible?

Google’s megafest was happening last week, with big announcement for Hangout, Google +, Android and Search / Maps. Among these were a couple of announcements related to Payments (but no major push from Google since Wallet 2.0 last year  and no…

Shadow banking: a platform for innovative financial services

Shadow banking has become a focus of media in the last years, with many headlines on its growing size, its supposed incomprehensible structure and how it was superseding the existing banking system . This view has often been biased toward rejection…

With the Maker Faire movement growing over the last few years, Hardware hacking has finally been making the headlines. It is one of the root causes of the recent startup hardware trends that are also fueled by platforms such as Kickstarter….

2013 starts very strong and time is already a precious resource. Some notes on what I am interested in: – Redefinition of Employment:  Crisis may recede, but long term changes to employment structure will not. Rise of the Robot Economy….

I have highlighted in the past several major trends affecting financial services : – Digitization of transactions, especially receipts from purchases. – Improvement and democratization of marketplaces, lowering the cost of liquidity on transactions – Improved leverage of assets from…

Douglas Adams describing Algorithmic Retail Banking in 1997. So much in line with these 2 posts I wrote – Next: Algorithmic Banking and Should people manage their bank accounts? No! Starts 17 minutes in. Interview with the late Douglas Adams…

I had the opportunity to present in Geneva for World Usability Day. Here is the Prezi of my talk, unfortunately not recorded. This is a summary of some of my previous posts in Usability in online banking and why using…

I had the opportunity to write an opinion/profile of Square for the SIBOS edition of Informilo: Here is the introduction and link to the full piece: “In 2008, glass blower James McKelvey was unable to complete a $2,ooo sale of…

Should people manage their bank accounts? No!

One of the points raised many times at Next Bank Europe is that banks should give better tools for people to manage their accounts and finance. Actually, when asked, most people want to be able to better manage their bank…

Alternative currencies: as good as their entry/exit points?

With the lasting economic crisis, in Europe and the rest of the world, the focus on alternative currencies seems to have increased. For example the Wall Street Journal has covered extensively the development of such currencies in Spain: Another famous…